Chance Matthews lost his wife and unborn baby daughter in a tragic car accident. On a dream vacation to Hawaii, he met Professor Caren Michaelson, a divorced mother of two, who takes a dim view of love let alone marriage. Caught in a riptide off Waikiki Beach, Caren nearly drowns. Chance saves her life but now finds himself helplessly in love and wanting much, much more than sex. He wants a future with her at his side as his wife. Having lost one wife, he is not about to let Caren go. Caren wants to take it slow but then a volcano erupts and the lovers might be separated by something bigger than them. Has she lost her chance to love again?