Nikki Cushman is the new interim President of a small credit union in Portland, Maine. She knows there's bound to be trouble when she discovers Tony D'Angelo is assigned to handle the transition audit. He does not know he is the father of her twelve-year old daughter, Angie, and Nikki wants to keep it that way. Nikki and Tony are forced to work together to investigate some fraudulent accounts and discover who's to blame. When threats are directed at Nikki and Angie, can Nikki keep her secret? Will Tony and Nikki listen to the Whispers in Their Hearts and heal old hurts?