Most people don't understand that their income needs to increase significantly every year.
Not only is inflation making your money worthless, but your family's needs are also growing.
It's tough to beat inflation with only your W-2 job. You must leverage rent, royalties, dividends, and businesses to stay ahead.
Yes, there is a steep learning curve, but once you get over that, you can start earning the income you want and need. Good Luck!